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For lending decisionsComing soon

Credit insight

Support a lending decision with credit information from approved data providers. Offered only where legally authorised, and with the person's consent.

  • Price shown before you pay
  • Consent and purpose required
  • Tracked with a reference
Review screen for a credit insight request, with the BVN masked, fee and VAT

What you need

  • BVN or NIN
  • Consent from the person the report is about

Final inputs are confirmed with each data provider.

What you get

  • Credit report
  • Score summary, where available

Only the fields the provider permits us to show.

Who it is for

  • Licensed lenders
  • Fintechs offering credit
  • Individuals requesting their own report

Credit insight is only offered where it is legally authorised and connected to approved data providers. It needs the consent of the person the report is about. Acceptable use policy

A report you can keep

Completed checks come with a report showing the reference, time, outcome and the details checked. Print it or save it as a PDF.

achieversVerification report

Credit insight

Reference
ACH-XX-20260924-••••••
Checked
24 Sep 2026, 10:42
Requested by
••••••••
Purpose
••••••••

Result

  • Credit report
  • Score summary, where available

Source: authorised data provider. This report reflects the records held at the time of the check and is for the stated purpose only.

Check this report is genuine at achievers /verify
Sample report. Fields depend on the service and provider.

How this check works

Four short screens, then a tracked result.

For illustration only
Choosing a service in the Achievers app
For illustration only
Choosing a purpose and confirming consent before a check
For illustration only
Review screen showing masked inputs, fee, VAT and payment options
For illustration only
Request status showing a completed ID check and its timeline
For illustration only
ID check result showing a match, with a report

Questions about this check

Can I get my own credit report?

Where the data provider allows it, yes. You will need to confirm your identity first.

Who can request someone else's report?

Only approved organisations with a lawful purpose and the person's consent.

When do I see the fee?

Fees depend on the check and are shown, with VAT, on the review screen before you submit.

What if the result looks wrong?

Raise it in Disputes and corrections with your reference number. We will look into it and tell you what happens next.

Other checks

Get early access to credit insight

Join early access and we will tell you when this check opens.