Loan products
Loans for the way you earn
Pick a product to see who it suits and exactly what you will need. Achievers is not a lender: we connect you with participating lenders, who each decide independently.
Salary Loan
For salaried employees, repaid from monthly salary.
- Amount
- ₦50,000 to ₦10,000,000
- Duration
- 1 to 24 months
- You'll need
- 4 documents
Payday Loan
Short-term loan repaid in one payment on payday.
- Amount
- ₦10,000 to ₦1,000,000
- Duration
- 7 to 45 days
- You'll need
- 3 documents
Business Loan
Working capital or expansion finance for businesses.
- Amount
- ₦100,000 to ₦100,000,000
- Duration
- 3 to 36 months
- You'll need
- 6 documents
Micro Loan
Small loans for small businesses and traders.
- Amount
- ₦10,000 to ₦500,000
- Duration
- 1 to 12 months
- You'll need
- 3 documents
Nano Loan
Very small, fast loans for petty traders.
- Amount
- ₦5,000 to ₦100,000
- Duration
- 1 to 12 months
- You'll need
- 3 documents
Market Trader Loan
Stock finance for market traders.
- Amount
- ₦10,000 to ₦1,000,000
- Duration
- 1 to 12 months
- You'll need
- 3 documents
SME Loan
Finance for registered small and medium enterprises.
- Amount
- ₦500,000 to ₦200,000,000
- Duration
- 3 to 60 months
- You'll need
- 5 documents
Asset Finance
Finance to buy equipment, vehicles or other assets.
- Amount
- ₦100,000 to ₦100,000,000
- Duration
- 3 to 48 months
- You'll need
- 5 documents
LPO / Contract Finance
Finance to execute a confirmed local purchase order or contract.
- Amount
- ₦500,000 to ₦500,000,000
- Duration
- 1 to 12 months
- You'll need
- 7 documents
Invoice Finance
Advance against unpaid invoices.
- Amount
- ₦100,000 to ₦200,000,000
- Duration
- 30 to 180 days
- You'll need
- 6 documents
Purchase Order Finance
Finance to fulfil a confirmed purchase order.
- Amount
- ₦100,000 to ₦200,000,000
- Duration
- 30 to 180 days
- You'll need
- 6 documents
BNPL – Buy Now, Pay Later
Buy an item now and pay in instalments.
- Amount
- ₦10,000 to ₦5,000,000
- Duration
- 1 to 12 months
- You'll need
- 3 documents
Personal Loan
General-purpose personal loan.
- Amount
- ₦20,000 to ₦5,000,000
- Duration
- 1 to 24 months
- You'll need
- 3 documents
School Fees Loan
Pay school fees now, repay over the term.
- Amount
- ₦20,000 to ₦10,000,000
- Duration
- 1 to 12 months
- You'll need
- 4 documents
Emergency Loan
Fast, small loans for urgent needs.
- Amount
- ₦5,000 to ₦1,000,000
- Duration
- 1 to 6 months
- You'll need
- 2 documents
Achievers is not a lender and does not guarantee approval. Loans are offered by participating lenders, who make their own decisions.